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The most common question I ever receive is – what is the cheapest loan? The answer, boy I wish it was that simple. Obviously, interest rate is very very important – do I want to say vital? But what if the lowest rate you’re considering comes with a huge annual fee? If you loan is […]
Contemplating a major renovation? Many will consider you a little crazy, and by the time you’re done you’ll probably think they’re right, but, it makes a lot of sense for a lot of people. There are many reasons people jump into a renovation project – it could be that you’ve outgrown your current home but […]
We would like to extend Congratulations to W Linsen of Cranbourne VIC who has just won our competition, winning an outback adventure to Uluru for 3 nights worth $9,730. We would like to take this opportunity to thank everyone who has entered this competition and for the generous referrals you have sent our business. We look […]
According to new research the cost of funds to lenders is falling, which should translate into lenders passing on in full any future RBA cuts. Last night, it was reported in commercial media that the Commonwealth Bank of Australia had raised $2 billion this week from overseas investors at a cost substantially lower than that incurred […]
Just like the old saying, “Oils ain’t oils” – Accountants are NOT all the same! A good accountant can make a huge impact on the success or failure of your investment property and of course your business! There’s no room any longer for the old fashioned accountant – “Dear sir/madam client, please show me what […]
What do Borrowers want from a broker? Mortgage brokers are your one true advocate in the borrowing process, they work for you wholly and solely and they do a great job in providing you with: Savings! The key role for any broker is to save you money! Choice and value – a great range of […]
AMP’s Dr Shane Oliver has written predicting two further rate cuts in 2013, great news for borrowers! But how can you capitalise on this advantage? Keep your repayments at the “pre rate cut” level to put you ahead on your home loan and build up a surplus for an emergency or even a family holiday! […]
Three cheers for ING direct passing on the full 0.25% pa rate cut announced by the RBA this week – the Big 4, despite their combined strength have failed to do so passing only 0.2% with the exception of ANZ who cleverly delay their announcement to get out of the media spotlight!
Would you like to pay off your mortgage 10- 15 years faster? Would you like to save hundreds of thousands in interest? Would you like to pay less tax? Would you like to earn extra tax free income? Would you like to own multiple investment properties? You could achieve all of this with ZERO out […]
A truly fantastic article explaining the cash benefits of New vs Old Property – A Comparison of the Depreciation Deductions. We strongly recommend all investors consider the benefits of depreciation in their investment decisions. It’s not impossible for a negatively geared property to become “cashflow positive” and depreciation, unlike other deductions, doesn’t really cost you […]
