Equity, its the end goal for all of us – its literally the bit we own! And eventually we want to own the lot – right? How do you work out what your equity is? The equity is the difference between what your property is worth and what you owe on the home. Accessible […]
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Getting your valuation right when you’re building
The valuation has to be one of the biggest hurdles when you’re building a home, as it can be done a number of ways – and it can come back to the lender instruction as to how it is done. I’ve heard of ‘Valuer General land value’ (you know, what you pay your rates based […]
Who should not buy off the plan?
Buy now, make money in your sleep!! Great when it works – and I won’t deny it can. But buying off the plan is not without its own risks – lets look at what they are so we can work out who should NOT do it. To be clear, I’m talking about long term […]
Fast refinance – save money, FAST!
Once you’ve worked out you need to refinance your loan you want it done quickly! There’s nothing worse than the usual 4- 6 week time frame, and particularly if you want the money for something special – like buying a car or going on a holiday. Luckily sometimes there’s a shortcut way – FastRefi. […]
How much (or little) your bank will lend you
I have a file on my desk right now, and it’s a pretty typical file – straight up and down mum and dad with a couple of kids. She’s on maternity leave so they have a little bit of help in family tax benefit. He’s putting in some long hours to keep the family […]
Should you refinance your mortgage?
Refinancing is the term used for arranging to pay out an existing mortgage with a new loan. With interest rates at historical lows, many home owners and investors are lining up to refinance their mortgages. But is it the right move for you? The benefits to refinancing can be real, offering the possibility of savings […]
Helping mums start again
I’ve been asked to give some expert tips on how mums can start again buying property after a divorce or a separation or other major event, when they’re starting out alone and want to keep the property they are in or buy something to stat your new life in. What a whirlwind time it is […]
“Mother of all Property Booms” predicted
Robert Gottliebsen forecasts “mother of all dwelling booms” driven by property investors By Jonathan Chancellor (SOURCE PROPERTY OBSERVER WEBSITE) Sunday, 18 August 2013 Australia could experience “the mother of all dwelling booms”, according to the veteran columnist Robert Gottliebsen. “Australians are going to rush for bricks and mortar,” he forecast pinpointing a three-pronged expected boost […]
Get in Control of Your Debt
Life can get in the way at times, or circumstances go awry and the next thing you know you’re living a little too much on the credit card or a personal loan – or a couple – and the interest bill makes it all a bit of a downward spiral. Or maybe its only one […]
Brokers praised for honest action
Asic and the MFAA (Mortgage and Finance Association of Australia, the industry body for professional brokers) have praised brokers for their actions and adherance to new legislation introduced to protect consumers. (https://www.theadviser.com.au/breaking-news/8917-asic-mfaa-applauds-brokers) About time!! Brokers receive too much bad press when in reality they are your probably your best advocate in any property purchase, refinance […]