How many of us know what it actually costs us to run our lives? Such a simple thing but the answer is often unknown, I am inviting you to have a think about it. Because, at the end of the day, it gives you certainty and there’s comfort in that – and it lets you […]
Archive | Women in property
Getting a deposit together, your options
One of the key criteria to buying a home is to have a deposit & enough money to cover your stamp duty and legal fees, if you already own a property hopefully there’s enough equity to draw upon to cover your new purchase, or, perhaps you’re considering selling to release the equity that way. […]
5 Tips to knowing if your Nest Egg is in good shape
5 Tips to knowing if your Nest Egg is in good shape (guest post by Kate Hillas) What is a Nest Egg and why have one? The term “Nest Egg” means different things to different people. The Oxford Dictionary defines it as “a sum of money saved for the future”. We are now talking about […]
What’s your property really worth?
I’ve written about this recently for Proadviser, and I thought I would add to the conversation over here. Property valuations are one of the trickiest aspects of my job, in that they can cause the most grief. A poor valuation can ‘kill a deal’ meaning you can’t do what you wanted to do. […]
Single mums can buy property too (and probably should)
I have been asked to take a look at what options exist for mums who find themselves starting again in life. Most particularly newly separated mums although it applies to everyone buying property – and I’m extraordinarily proud of all of the women I have helped buy property on their own. Its a curious fact – and one I […]
How your credit card could stop you buying your dream home
OK, scandalous headline – sorry about that, but there’s some truth in it I’m afraid. Credit cards are a brilliant tool if used effectively – I love them, I accumulate points like a madwoman with the aim of one day going somewhere fabulous. Tropical I think. I use my card for everything possible then pay […]
Whats the fastest way to pay off your loan?
I just responded this exact question on a forum – and while the answer is simple: 1 Get a good economic interest rate and reasonable fees (if any) 2 put as much money into the loan (or offset account) as soon as you can 3 and leave it there!! It’s also really complex! The poster writes: “I was […]
Borrowing the max – should you?
I’ve spent a bit of time looking at affordability lately: How the bank works out what you can afford Making the most of your income for self employeds and I even wrote this post for Proadvisor website on the perilous impact of credit cards But at the end of the day – what the […]
Why invest in property?
Indulge me a little, I have a really compelling story. If you had bought this unassuming 4 bedroom western Sydney home in February 2010 when it was on the market you would have paid $420,000. Thats fact. If you had borrowed enough to cover the full purchase price, the stamp duty, legal fees and a […]
Got an urge to renovate?
An interesting article out today says people are shying away from renovating their home because of being unsure how to finance it and bring it all together. (source: The Advisor https://www.theadviser.com.au/breaking-news/31430-refinancing-for-renos-too-difficult-survey?utm_source=The+Adviser&utm_campaign=The_Adviser_Bulletin04_02_2015&utm_medium=email) If this is you and you’re living in a tired old box you hate STOP! We’re here to help! Sure, its less straight forward than a […]