Category: Refinance
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The consolidation question – when consolidating your debts makes sense – and when it doesn’t
One smaller repayment sounds brilliant, but beware the pitfalls of consolidating your debts into your home loan, for you may forever be paying off that big weekend away from last month (or worse still that cute pair of heels). Juggling a variety of repayments to cover your credit cards, personal loan, car loan and…
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The interesting thing about interest rate comparison…
The interesting thing about interest rate comparisons is there’s more to it than just plain percentages. Take a cheap interest rate with a large fee – for example. Lenders are savvy – they have huge marketing teams looking for whats just the offer to grab you – everyone wants a low interest rate – but…
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Got an urge to renovate?
An interesting article out today says people are shying away from renovating their home because of being unsure how to finance it and bring it all together. (source: The Advisor https://www.theadviser.com.au/breaking-news/31430-refinancing-for-renos-too-difficult-survey?utm_source=The+Adviser&utm_campaign=The_Adviser_Bulletin04_02_2015&utm_medium=email) If this is you and you’re living in a tired old box you hate STOP! We’re here to help! Sure, its less straight forward than a…
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Fast refinance – save money, FAST!
Once you’ve worked out you need to refinance your loan you want it done quickly! There’s nothing worse than the usual 4- 6 week time frame, and particularly if you want the money for something special – like buying a car or going on a holiday. Luckily sometimes there’s a shortcut way – FastRefi.…
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Secret baby business
Who doesn’t love to hear about a baby? The things I love most about my job are: The beautiful people I work with everyday – almost without exception they are absolutely wonderful and I consider it an honour to help them The maths – sorry, it’s true! And driving around Sydney with the roof off…
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A quick (fun) look at how an offset account works!!
An offset account works by putting your main bank account (or a special savings account, the choice of purpose is yours) to work saving you interest. That’s right, every last dollar is always saving you interest and always available to you too! And here’s a kind of quirky look at how it does it: If you would…
