Ever heard of Lender’s Mortgage Insurance (LMI)? Baffled by just exactly what it does? Home loan comparison s mortgage brokers Sydney explain below. Basically, it’s insurance that you have to have (generally) if you’re borrowing more than 80% of the value of the home – and you pay for it, although it protects your lender […]
Archive | Property investing
How to buy property in your Self Managed Super Fund (SMSF)
For many Aussies our superannuation is either set and forget (and believe me, forget is the right word, so many people I meet have multiple funds sitting forgotten and being eaten by fees) or we’re a little complacent because we don’t understand our investing options. Or retirement seems so far away we don’t give it […]
Conveyancing explained
By Rebecca Jarrett-Dalton on July 22, 2014 in Buying a home, Education resources, Property investing
If you are going through the property buying process for the first time, you may think that conveyancing is just another formality and expense that complicates the purchasing process. In fact, a good Conveyancer simplifies the process for you, explains the (sometimes complicated) legal requirements of buying a property and most importantly, protects your legal […]
Pest and building inspection, do I really need one?
By Rebecca Jarrett-Dalton on July 22, 2014 in Buying a home, Construction loans, Education resources, First home buyers, Home Loan, Property investing
You spend a lot of time and effort searching for the perfect property to buy. When you find the right one, it can be very exciting and you can even fall in love! Buying a property can be a very emotional decision, so it is important to get professional advice to ensure you remain sensible […]
Thinking about a granny flat extension?
In recent years, there has been an increase in the number of granny flats being built across the country. Traditionally, the granny flat was a great way of taking care of ageing parents, but these days the benefits are many, not least being a great way to add value to your home, or for adding […]
Property investing secrets that everyone should know
The Australian property market has been going strong, with a lot of the activity fuelled by investors. With interest rates at historically low levels, many people are considering the purchasing their first investment property. But making a profit from an investment property isn’t guaranteed – here’s a few property investment secrets that may help you […]
How to get out of making mortgage repayments (but still keep the house!)
So today I offered myself up as an expert and invited you to join me for a (virtual) coffee at the very lovely Lewers Bequest cafe in Emu Plains. Sitting out in the sunshine on lovely wooden tables and chairs… but I digress… Two questions came out of this – the first: “How can I […]
Investing in a holiday home?
Investing in a holiday home As the cool of winter sets in, thoughts of the beach may be far from your mind. However, winter is often a great time to look at buying a beach house or holiday home. There’s a lot to think about when purchasing a holiday home. Where should I buy? What […]
Lending & Tax Time: Jargon explained
Lending & Tax Time: Jargon explained Well, the tell-tale signs that we are near the end of the financial year are upon us! Advertisements for EOFY sales are everywhere we look, search parties for those mislaid receipts, and the usual tax time property jargon such as “depreciation” and “negative gearing” being bandied around the water […]
Top tips for loans to buy a property in your SMSF
Here are my top tips from the last half dozen or so loans that I have done for self managed super funds. 1 – Start with your broker & your financial planner! The structure for purchasing a property in your self managed super fund requires a separate trust for each property and the deed must […]