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One of the key criteria to buying a home is to have a deposit & enough money to cover your stamp duty and legal fees, if you already own a property hopefully there’s enough equity to draw upon to cover your new purchase, or, perhaps you’re considering selling to release the equity that way. […]
I just responded this exact question on a forum – and while the answer is simple: 1 Get a good economic interest rate and reasonable fees (if any) 2 put as much money into the loan (or offset account) as soon as you can 3 and leave it there!! It’s also really complex! The poster writes: “I was […]
We call it the three C’s of lending, the tests by which it is determined if you can borrow money, and if so – how much: Character Capacity Collateral Let’s look at Capacity. Online borrowing calculators will give you a very standard result as to what the bank might look at lending you – nothing […]
I’m hearing questions about pools – must be that time of year! There’s debate about whether a pool adds value or not, the answer is generally a pool does add value – but – it may not add the full value that it costs you to put in – so a house with a pool […]
Once you’ve worked out you need to refinance your loan you want it done quickly! There’s nothing worse than the usual 4- 6 week time frame, and particularly if you want the money for something special – like buying a car or going on a holiday. Luckily sometimes there’s a shortcut way – FastRefi. […]
I have a file on my desk right now, and it’s a pretty typical file – straight up and down mum and dad with a couple of kids. She’s on maternity leave so they have a little bit of help in family tax benefit. He’s putting in some long hours to keep the family […]
Building a new home – what you pay along the way…. Building is an exciting process! It’s easy to get lost in worrying about the process but don’t worry – let’s see what we can do to make this a little easier… Here are some of the things to allow for: When […]
How To Buy A Home When You’re Self-Employed Self-employed borrowers come up against the challenge of not being able to simply present payslips to back up their loan applications. But this need not stop you buying your dream home. Australia’s leading Mortgage brokers Sydney show you how. Most lenders will ask for your last two […]
All things property, and home related are my passion! I love real estate – the buying of, the selling of, the research, improvement, occupation and decoration of property is more than a hobby, it’s also my business. Kinda’ neat that the two can fit together so well. I admit to subscribing to real estate alerts […]
One simple trick to get more rent – just add storage. As a property investor it makes sense to make your home as desirable to live in – and stay in – as possible, without spending more than you need to. After all, it’s very expensive to move out – for both the owner and […]
