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I just responded this exact question on a forum – and while the answer is simple: 1 Get a good economic interest rate and reasonable fees (if any) 2 put as much money into the loan (or offset account) as soon as you can 3 and leave it there!! It’s also really complex! The poster writes: “I was […]
We call it the three C’s of lending, the tests by which it is determined if you can borrow money, and if so – how much: Character Capacity Collateral Let’s look at Capacity. Online borrowing calculators will give you a very standard result as to what the bank might look at lending you – nothing […]
I have a file on my desk right now, and it’s a pretty typical file – straight up and down mum and dad with a couple of kids. She’s on maternity leave so they have a little bit of help in family tax benefit. He’s putting in some long hours to keep the family […]
How To Buy A Home When You’re Self-Employed Self-employed borrowers come up against the challenge of not being able to simply present payslips to back up their loan applications. But this need not stop you buying your dream home. Australia’s leading Mortgage brokers Sydney show you how. Most lenders will ask for your last two […]
All things property, and home related are my passion! I love real estate – the buying of, the selling of, the research, improvement, occupation and decoration of property is more than a hobby, it’s also my business. Kinda’ neat that the two can fit together so well. I admit to subscribing to real estate alerts […]
