Buying property in your super fund is increasingly popular, and lets face it, most of us are jaded by the current investment options so for most Aussies it makes sense to at least look at buying property – bricks and mortar, we just understand it. I can’t argue with this, but I want to put a […]
When is not the right time to sell?
By Rebecca Jarrett-Dalton on January 5, 2015 in Education resources, Mortgage brokers Sydney, Property investing, Women in property
If you listen to anyone real estate is all about location, location, location (and timing, but thats kinda quietly whispered behind because frankly it’s a minefield). If you asked me when is the perfect time to sell I would say never – but with a big asterix. I’ll start here, In 2010 I sold up and […]
Borrowing capacity, the complete low down
By Rebecca Jarrett-Dalton on January 5, 2015 in Education resources, First home buyers, Home Loan, Mortgage brokers Sydney, Refinance
We call it the three C’s of lending, the tests by which it is determined if you can borrow money, and if so – how much: Character Capacity Collateral Let’s look at Capacity. Online borrowing calculators will give you a very standard result as to what the bank might look at lending you – nothing […]
Two “I won’t qualify for a loan”‘s, two approvals!
By Rebecca Jarrett-Dalton on December 30, 2014 in Home Loan, Mortgage brokers Sydney, Women in property
So, today I had two loans approved for two clients – both of whom didn’t think they could be approved, how chuffed do you think I feel?! But the point is, and I have a whole section on my blog on “you have almost no chance of being approved if you walk in the door […]
Settlement Day Explained
By Rebecca Jarrett-Dalton on December 16, 2014 in Buying a home, Education resources, First home buyers, Home Loan, Mortgage brokers Sydney, Property investing, Women in property
Everyone wants to know what happens on Settlement day – do I need to be there, what actually happens, when do I get my keys!! Thanks to Cnnnective Aggregation for this great article. Settlement Day is the most exciting day in your property purchasing journey. For less experienced property buyers, the day the vendor hands over […]
Who should not buy off the plan?
By Rebecca Jarrett-Dalton on December 10, 2014 in Education resources, Mortgage brokers Sydney, Property investing, Uncategorized, Women in property
Buy now, make money in your sleep!! Great when it works – and I won’t deny it can. But buying off the plan is not without its own risks – lets look at what they are so we can work out who should NOT do it. To be clear, I’m talking about long term […]
How to pay for your build – with cash!
By Rebecca Jarrett-Dalton on November 27, 2014 in Construction loans, Education resources, Mortgage brokers Sydney
My goal for all of us (myself included) is to pay off that home loan – I mean once you’ve done that you can go on more holidays, help the kids, choose your hours at work (buy more property!)… And today I spoke to a day who has done just this – owns her home […]
How to find an international holiday in your budget every year!
By Rebecca Jarrett-Dalton on November 24, 2014 in Education resources, Home Loan, Mortgage brokers Sydney
I had a frantic call last week, a gorgeous girl in absolute outrage, “Bec” she says, “I just heard on the radio that eating out twice a week is costing me $10,000 a year on average! How could they say this?” Oh dear. My response “ummm well because it is” was NOT favourably received. If […]
How much value does a pool add?
I’m hearing questions about pools – must be that time of year! There’s debate about whether a pool adds value or not, the answer is generally a pool does add value – but – it may not add the full value that it costs you to put in – so a house with a pool […]
Fast refinance – save money, FAST!
Once you’ve worked out you need to refinance your loan you want it done quickly! There’s nothing worse than the usual 4- 6 week time frame, and particularly if you want the money for something special – like buying a car or going on a holiday. Luckily sometimes there’s a shortcut way – FastRefi. […]