Most mortgage brokers will recommend an offset account, let’s look a little closer at why. For investors, without a personal mortgage, an offset account could just be the very best place to stash your cash. We’re talking about a 100% offset account here – that’s the only one mortgage brokers Sydney would recommend. An offset […]
Archive | Home Loan
How to: Offset accounts for your own home loan | Mortgage Caculator Australia
By Rebecca Jarrett-Dalton on July 22, 2014 in Education resources, Home Loan, Mortgage brokers Sydney, Refinance
Most mortgage brokers Sydney will recommend an offset account, let’s look a little closer at why. If you have a personal mortgage, you want to save every cent you possibly can – don’t pay a cent more in interest than you need to! There are way better things to spend your money on I say. […]
The Art of Mortgage Broking | Home loan comparison
By Rebecca Jarrett-Dalton on July 22, 2014 in Education resources, Home Loan, Mortgage brokers Sydney, Refinance
Upfront I will say – rarely does it go so much to plan that our clients are completely unaware any issues at all, but that’s a post for another day on banks and big business mentality…. However, the art of mortgage broking is such that the client knows little of the drama and effort behind […]
That money is the root of all evil – bullocks! | Home loan comparison
By Rebecca Jarrett-Dalton on July 22, 2014 in Education resources, Home Loan, Mortgage brokers Sydney
Money is the root of all evil…what a load of rubbish. Mortgage brokers Sydney tells you why! Mindless pursuit of money to the exclusion of good judgement – yep. But the having or the not having of money – no way. Money is, like so many weapons of destruction, a benign tool. Nothing more. You […]
Looking for the cheapest home loan? Save time and money with us
It’s nice to think that choosing a home loan is all about picking the best rate on the internet and there you are, but, here’s an example of some clever thinking that saved someone – my client – massive money, if you will indulge my little brag post. My client wants to increase his loan […]
Interest rate cycles, fixed and variable interest rates
By Rebecca Jarrett-Dalton on July 22, 2014 in Education resources, Home Loan, Mortgage brokers Sydney
Interest rate cycles, fixed and variable interest rates On the first Tuesday of every month the Reserve Bank of Australia meets to discuss using a simple lever to stimulate or reign in the Australian economy. Now, arguments aside as to the effectiveness of this particular lever in current climate and or the meaning behind the […]
How to buy a house in 7 easy steps | Mortgage brokers sydney
By Rebecca Jarrett-Dalton on July 22, 2014 in Buying a home, Education resources, First home buyers, Home Loan, Mortgage brokers Sydney, Property investing
Buying a house is not something you do everyday, so it’s easy to lose yourself in worrying about what you might have forgotten to worry about…. if you know what I mean. At home loan comparison our mortgage brokers Sydney take the weight. Relax, we do do it everyday and we are here to help. […]
Understanding Lenders Mortgage Insurance (LMI)
By Rebecca Jarrett-Dalton on July 22, 2014 in Buying a home, Education resources, Home Loan, Mortgage brokers Sydney, Property investing
Ever heard of Lender’s Mortgage Insurance (LMI)? Baffled by just exactly what it does? Home loan comparison s mortgage brokers Sydney explain below. Basically, it’s insurance that you have to have (generally) if you’re borrowing more than 80% of the value of the home – and you pay for it, although it protects your lender […]
Is Mortgage insurance a rip off?
There’s an article in the news today (https://www.brokernews.com.au/news/breaking-news/consumers-ripped-off-by-lmi-greed-184580.aspx) that says LMI (lenders mortgage insurance) is a rip off – I don’t agree. It’s a tool, a cost of opportunity without which you cannot get into the market, let’s look at LMI: Lenders Mortgage Insurance is simply an insurance that is taken out by the lender […]
Pest and building inspection, do I really need one?
By Rebecca Jarrett-Dalton on July 22, 2014 in Buying a home, Construction loans, Education resources, First home buyers, Home Loan, Property investing
You spend a lot of time and effort searching for the perfect property to buy. When you find the right one, it can be very exciting and you can even fall in love! Buying a property can be a very emotional decision, so it is important to get professional advice to ensure you remain sensible […]